Muhammad joined Patient Capital Management in March 2026, bringing a strong foundation in data analysis, quantitative modeling, and process automation. Prior to joining PCM, he held data analyst roles at BlueCross BlueShield of South Carolina and WSFS Bank, where he developed machine learning models, built data pipelines, and delivered actionable insights across healthcare and financial services environments. He also conducted research in fraud detection at Monmouth College, achieving a 97% detection accuracy through advanced classification modeling. He holds a Bachelor of Arts in Data Science and Economics, cum laude, from Monmouth College.